Monthly Archives: October 2017

Cover Yourself To Avoid An Insurance Scam After A Hurricane

Cover Yourself To Avoid An Insurance Scam After A Hurricane

The Caribbean and United States have been slammed by the most powerful storms in recorded history. It’s a situation where homeowners are struggling to keep their homes. What’s worse is that the predators who look to engage in roofing insurance scams are hot on the heels of unsuspecting homeowners.

The Problem

When disaster strikes so do criminals. It’s not just an issue of some small shady company coming along and stealing money from the devastated homeowner, it’s a matter of even large companies and even public officials who participate in these schemes.
You may have not left yourself vulnerable because these crooks can find ways to get to you that no one has ever suspected. It’s because they look for the loopholes that allows them to bamboozle you out of your money.
The courts try to pass laws to beat them down, but the minute they pass one law, the crooks find a hole in another.

Fighting Back

Fighting back is a matter of prevention mostly. Make sure you have a list of phone number sot reputable certified roof repair companies and other repair companies before a disaster strikes. Doing things last minute is a sure fire way to get caught up in a hurricane repair roofing scam for sure.
If you’ve been smart, you’ll have all your insurance info on hand after the wind and flooding damage. It will outline what your benefits are. Criminals know this and that you’ll get money fast and they want every dime of it. They’ll swoop in with documentation they want you to sign that forks over that money. The primary scam is called an Assignment Of Benefits aka AOB.
The AOB is what these scammers want you to sign right off the bat so that they can then rip you off. It’s an old scheme and officials warn people not to sign these. If anyone shows up trying to intimidate or con you with a smile into signing one of these, give them the boot right away.
The AOB isn’t the only scam but so are unscrupulous people who come by and claim you have to pay for an assessment of the damage and that you should fork over money upfront for repairs. No, none of these is legal or acceptable. It’s a clear sign the company is trying to rip you off. No doubt about it.

Credentials Are Everything

Even if a company shows up with all smiles and handshakes, they had better be able to present their credentials when asked. Any hesitation regarding this is a clear sign they either don’t have their gear together or they don’t have the credentials and lawful certification required by law to do the contracting they’re trying to get you to pay for.
You can use your smartphone to check on credentials easily. The government, both state and federal have certification data online and you can bring up that data and present it to the contractor to validate. If none of it is there, or if they claim their certification is not accessible due to their website being down then you just smile, excuse yourself and go on about your business.

The Right People To Call

If you’re up against a wall with no roofing to protect yourself and you’re worried about getting ripped off, then just call Kidder Roofing!
Kidder Roofing has so many industry awards for top-notch service that they are a bona fide industry leader. Roofing companies around the country wish they could match the service and value of the staff of Kidder Roofing.
So get it done right with Kidder Roofing.

Image credit: ThomasWolter

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Key Signals Indicating You Need to Replace Your Roof

Key Signals Indicating You Need to Replace Your RoofUsually, people tend to neglect the roof of their house till it starts leaking. However, it is not a good idea to wait till the danger arrives. It is certainly not a good sight when you take out buckets to stop the leaking roof from spoiling your furniture or the floor. As per the National Roofing Contractors Association, households need to perform regular roof inspection at least twice a year. The two seasons that demands a thorough attention are a spring and fall. With spring around the corners, it is time you inspect or take professional help to inspect the roof. One needs to remove the debris from the rooftops, downspouts, and gutters. While doing so a closer inspection for possible damages is another thing that needs to be done. Seven key signals that indicate that you need to replace the roof or at the most repair it for the damages are:

Look Inside
If you are wondering it’s time you replaced the roof, the best advice would be to check the attic and not the exterior. Carry a flashlight and climb up to the eaves. From its bottom, look for any possible beam of light coming from the top of the house. Also, take a closer look to search for any stains or streaks around the area. These are possible signals of a leaky roof.

Check Old Records
The next thing to do is checking old home improvement records. It is evident people tend to forget the last time they had reshingled or replaced their roofs. Usually, asphalt shingle roofs are meant to be used for 20 to 25 years. Hence, if it’s been 20 years or more, you should seriously be considering a replacement after a thorough inspection.

Check the Shingles
Perform a close inspection of the rooftop for making sure that it is in the ship-shape. Thes inspection is highly significant if a massive storm had subsided in your area recently. The shingles should appear to be flat against the roof, but in case you find cracked patches, it is time to repair. Concurrently, check the gutters, as well as the downspouts for shingle granules as the roof that has lost loads of granules, could be nearing its life.

Flash Around
Flashing around the skylights, chimney seals and vents of the roof will seal the seams of the ceiling. One needs to examine these areas and ensure that there are no breaks or cracks around the area. In old homes, flashing is usually made from roof tar or cement but using a metal flashing system is a better alternative due to its durability.

Protection from Rot
A saggy roof that appears to be droopy is certainly an indicator that you have to replace the roof immediately. If adequate steps are not taken, it may further damage the house. Here, checking the surface to ascertain the presence of rotting boards, sagging sprouts or trapped moisture is important.

Presence of houseplants
Moss on a shady corner certainly looks good in a yard but not on the roof. It indicates the presence of trapped moisture that may ruin the roof. For removing the moss collected in the shaded corners of the roof, you can use the stiff brush but make sure you carefully address the underlying problems.

Never Panic
Lastly, irrespective of the condition of the roof, you should never panic. Having a few damaged shingles that are leaking doesn’t mean that you need to replace the entire roof. In case it not been long enough since you had installed the roof, you can always go for repairs instead of full replacement.

Professional help is certainly important to ascertain the condition of the roof and the best possible measures. Kidder roofing offers its professional roofing services to residents of Pinellas County. They can be reached by calling the customer support number at 727-532-2300 or filling out the quick contact form on their website.

Image credit: Hans

Posted in Metal Roofing, Roof maintenance, Roof Repair, Roof Replacement, Roofer, Roofing, Roofing Company, Roofing Contractor, Shingles Roof, Tips, Uncategorized | Tagged , , , , , , , , , , , , , , | Comments Off on Key Signals Indicating You Need to Replace Your Roof

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