Cover Yourself To Avoid An Insurance Scam After A Hurricane

Cover Yourself To Avoid An Insurance Scam After A Hurricane

The Caribbean and United States have been slammed by the most powerful storms in recorded history. It’s a situation where homeowners are struggling to keep their homes. What’s worse is that the predators who look to engage in roofing insurance scams are hot on the heels of unsuspecting homeowners.

The Problem

When disaster strikes so do criminals. It’s not just an issue of some small shady company coming along and stealing money from the devastated homeowner, it’s a matter of even large companies and even public officials who participate in these schemes.
You may have not left yourself vulnerable because these crooks can find ways to get to you that no one has ever suspected. It’s because they look for the loopholes that allows them to bamboozle you out of your money.
The courts try to pass laws to beat them down, but the minute they pass one law, the crooks find a hole in another.

Fighting Back

Fighting back is a matter of prevention mostly. Make sure you have a list of phone number sot reputable certified roof repair companies and other repair companies before a disaster strikes. Doing things last minute is a sure fire way to get caught up in a hurricane repair roofing scam for sure.
If you’ve been smart, you’ll have all your insurance info on hand after the wind and flooding damage. It will outline what your benefits are. Criminals know this and that you’ll get money fast and they want every dime of it. They’ll swoop in with documentation they want you to sign that forks over that money. The primary scam is called an Assignment Of Benefits aka AOB.
The AOB is what these scammers want you to sign right off the bat so that they can then rip you off. It’s an old scheme and officials warn people not to sign these. If anyone shows up trying to intimidate or con you with a smile into signing one of these, give them the boot right away.
The AOB isn’t the only scam but so are unscrupulous people who come by and claim you have to pay for an assessment of the damage and that you should fork over money upfront for repairs. No, none of these is legal or acceptable. It’s a clear sign the company is trying to rip you off. No doubt about it.

Credentials Are Everything

Even if a company shows up with all smiles and handshakes, they had better be able to present their credentials when asked. Any hesitation regarding this is a clear sign they either don’t have their gear together or they don’t have the credentials and lawful certification required by law to do the contracting they’re trying to get you to pay for.
You can use your smartphone to check on credentials easily. The government, both state and federal have certification data online and you can bring up that data and present it to the contractor to validate. If none of it is there, or if they claim their certification is not accessible due to their website being down then you just smile, excuse yourself and go on about your business.

The Right People To Call

If you’re up against a wall with no roofing to protect yourself and you’re worried about getting ripped off, then just call Kidder Roofing!
Kidder Roofing has so many industry awards for top-notch service that they are a bona fide industry leader. Roofing companies around the country wish they could match the service and value of the staff of Kidder Roofing.
So get it done right with Kidder Roofing.

Image credit: ThomasWolter
This entry was posted in Roof maintenance, Roof Repair, Roof Replacement, Roofer, Roofing, Roofing Company, Roofing Contractor, Tips and tagged , , , , . Bookmark the permalink.

Comments are closed.